Are Wellness Plans a 'ripoff?'

October 14, 2015

What is your experience?   Contrary to what people think, Wellness Plans are NOT insurance plans.The following is a message Pet Assistance just received:

 

  • Hi,   I am a father of 2 at home children, and we have 4 dogs. I recently purchased a wellness plan for my beloved dogs, I took my biggest dog in for a dental cleaning and it seemed that he needed teeth pulled, I spent around $1200.00 for this wellness plan and it did not cover the xrays or the extraction of his teeth, so I had the procedure done and it cost around $800.00, so I took my 3 remaining dogs in for dental and I received bad news, One dog needed a lot of his teeth removed and the other two dogs I had to not get done because the quotes for the other two are $750.00 and $650.00. I just cant afford to do all these dentals. I have tried to do the preventative methods but was being bit by my dogs that do not bite me at all. I am a disabled veteran and work very hard, harder than I should due to my injuries. I have tried to talk to the doctor about lowering the prices so I can afford the surgeries, but she told me the prices are non-negotiable. I know that if my dogs teeth get worse it will infect their blood and eventually kill them, and I do not want that. My children are very close to these dogs, we have had them since my daughter was young and even before my son was born. I do not like asking for help, but I am backed into a corner and do not know what to do. I would greatly appreciate it if you could help my family and me. Thank you for your time and consideration.

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Pet Assistance, Inc.    Box 2015    New Preston, CT  06777